DYMO organizing tips

School season is right around the corner. For mothers who got a kid that will go to school this coming school opening, is your kid’s school stuff ready? Is it already organized? If you’ve got problem of organizing your child’s school stuff and you’re not sure if there is a solution, well, there is! and DYMO can help you for that. DYMO back to school organizing tips is a great help for parents who didn’t know how to start to organize their kid’s stuff.
DYMO Labelmaker will not only help you organized your kid’s stuff but it will help organize your home too. As for the parents who got a kid that will go to school, you can use DYMO label maker by labeling your kid’s lunchbox so it will not get mixed up with his/her other things in the locker. You can label his/her gym clothing too, to avoid mixing it up with other kid’s clothing or you can use the DYMO to cover their book so it will look unique to others. You can do whatever you want with DYMO, you can use it in your home, in the office and even in the kitchen. As for me, I wanted to use this product on labeling my things in the kitchen so, I know where to put it the next time I will use it. My kitchen stuff is not organized yet and I can tell that DYMO Labelmaker will be a big help for me.

How to avoid identity theft?

1. Think before using your computer to purchase items. Watch for the safe site at the bottom of the screen before putting personal information into your computer. Keep your anti-virus software and anti-spyware updated at all times.

2. Never give out any personal information on the telephone to people you don’t know.

3. Don’t put your mail into your mailbox; take it to the post office. This maybe a little inconvenient, but well worth your extra time and energy.

4. Look over your credit card bills every month when they arrive to verify the purchases that are posted. If you don’t see the payments on the bill, call the credit card company and your bank to follow up on the payment.

5. Don’t carry your social security with you unless you must for a reason.

6. Remember to always take your receipt from the ATM machines. Don’t just throw them away; take the time to shred them.
Step7Report any lost or stolen checks from you checkbook. Store any canceled checks, and new checks in a safe place.

Source: Avoid Identity Theft

Bills IQ

Thinking about the future scares me. I have plans in my mind that until now, I am not certain if I will be able to do all of it. The reason why, I didn’t have a child yet it’s because I’m afraid I might not be able to give a better life for my child. I want my kid to have a trust fund so whenever my child decides to go to college; I can send him/her to college. Another thing is that, my husband and I are in big debt right now. We just bought a house few months ago and it will be payable for thirty long years. Sometimes, when I also think about retirement, it made me depressed, I’m afraid I might not be able to make once I don’t have a job anymore. Retirement is not in my mind yet right now.

Having all the bills every month is really difficult for my family. We have the house mortgage every month, car payment, home insurance, car insurance, property taxes and utility bills every month plus our Credit card debt, I can tell that I really need money to pay all this bills.



If you are like me, who’s into a big debt and looking for a Debt consolidation then Bills.com can help you for that. They even have Debt help information to let you have an option of which ones are best suited to help you tackle your debt. And if you are looking for a Debt relief like me, you should join with me together with thousands of people seeking for this kind of relief. Just simply explore yourself with bills.com and they will be the one to help you become a debt free person.

I even tried to take the little quiz at Bills IQ and I was amazed with the personal tips & advised they have stored in their site. It is very useful to everyone who is so close to Bankruptcy. I have learned a lot of things from taking the quiz from BillsIQ, some of it are, we should be more aware about our goals for the future. We should know the importance of 401K & life insurance. I’m glad I was able to give a little time to review my options regarding the life insurance coz if there’s something unexpected to happen, I will not be worried for my family if I have life insurance. Bills.com also explained clearly on how to Consolidate debt and they also have services like Credit counseling.

Top 10 Household Products to Avoid-The Continuation

Here are the other five household products that we should avoid using if we are decided to go green. Let's help save the mother nature.

6. Household cleaners


Many household cleaning products contain hazardous ingredients. Rather than purchasing products with scary warning labels, try to buy natural cleaners. They are better for your skin, your lungs, and your indoor environment. You can even make them yourself! Baking soda, vinegar, and salt are the main ingredients of a green-clean home. A clean home doesn't have to be an unhealthy one.

7. High-octane gas


High-octane gas releases hazardous pollutants into the air and could be bad for your car. Today, only one in ten cars manufactured since 1982 requires high-octane gasoline. Try to use the lowest octane fuel recommended for your car. Other ways to cut down on gas usage include using public transportation, car pooling, biking, or walking to your destination.

8. Toys made with PVC plastic


PVC plastic, the least recycled plastic, is mainly used in construction. But it can also be found in everyday plastics, including children's toys. Vinyl chloride, the chemical used to make PVC, is a human carcinogen. Other dangerous additives, such as lead and cadmium, are sometimes added to PVC to keep it from breaking down. These additives are particularly dangerous in children's toys. Make sure you know what materials your child's toys are made from. Check out our toy recall page to see if your child's toys are on the list. Avoid purchasing plastic toys; opt for toys made of wood, organic cotton, or other natural materials.

9. Incandescent bulbs


With relatively inexpensive compact fluorescent lightbulbs (CFLs) available, it makes no sense to buy old-style bulbs for most applications. CFLs don't radiate light the same way as conventional bulbs, but they use 75% less energy. Make sure you dispose of CFL lightbulbs properly, because they contain a small amount of mercury. Other ways to save energy at home include turning off lights and appliances when not using them, using fans instead of an air conditioner in the summer, and lowering the thermostat at bedtime during the winter months.

10. Disposable batteries


Most of the 15 billion batteries manufactured each year are alkaline batteries, which are discarded after their life cycle. Batteries that are thrown away and taken to landfills break down and leak chemicals into the groundwater. With so many electronic devices surrounding us, it makes environmental and financial sense to switch to rechargeable Nickel Metal Hydride (NiMH) or Lithium Ion (Li-Ion) batteries. Do your research on eco-friendly batteries; you'll limit the amount of toxins entering the groundwater, and save yourself some money.


Source: Family Education

Going Green Tip

Unplug your chargers:

Most cell-phone chargers continue to draw electricity even when the phone isn't plugged into it. If your cell-phone charger averages five watts per hour and is plugged in all the time, that means a total of more than 40 kilowatt-hours every year, or about 93 pounds of CO2.

The same applies to your other electronic equipment: laptop, iPod, digital camera, BlackBerry, etc. Unplug all your chargers when they are not in use.

Did you know:

- A kilowatt (KW) is 1,000 watts and a kilowatt hour refers to the use of a device or a set of devices that use 1,000 watts for an hour.

- The average residential cost of a kilowatt-hour in the U.S. is 9.86 cents (in 2006), but varies depending on what region of the U.S. you live in.



Souce: Cessnan Bulletin
vol. 23 Issue 28
July 2008